Accident & Casualty Insurance: What It Is And Why You Need It

Policy Add-Ons: Worth the Extra Cost?

When evaluating policies, add-ons aren’t simply upsells but can offer essential coverage not included in standard plans. These include personal accident cover, health protections, and more—offering peace of mind for specific scenarios.

Some see additions like ‘premium waiver’ or ‘global accident cover’ as unnecessary. But under specific circumstances, these can provide indispensable support, justifying their cost when activated. Proper evaluation of add-ons should be central to policy planning.

Ask yourself which scenarios are probable and which might be far-fetched. Making informed decisions ensures money spent on add-ons provides value and not just perceived coverage. This strategic approach optimizes insurance effectiveness.

Comparing policies with and without add-ons can offer insight into the real benefits extended. Often, a slight increase in cost significantly enhances the benefit margin, providing robust coverage that can serve as a lifeline in crisis situations.